Get Your Quick Loans Anytime, Anywhere
Access loans to meet emergency personal needs at affordable rates and instant disbursement into your bank account
Access loans to meet emergency personal needs at affordable rates and instant disbursement into your bank account
Get your instant loan in minutes!
Why Choose Us
Apply and get decision in a few minutes online – no forms or paperwork.
Apply in a few minutes online no more repeated calls to agents before getting your vehicle documents processed
Our technology means no more paying an insurance agent. If you ever need to buy a car insurance, it’s all online, instant and no admin or processing fees. You only pay for your premium based on the value of your car
It is available all year round and everywhere provided you are connected to internet
Our unique offering means you can purchase your car insurance and spread your premium payments for up to 6 months with our zero interest loans
Earn money anytime you purchase your car insurance, repay instalments on time and give referrals. Earned points will be converted to cash
All your data and information provided on Zennal App & website is safe and encrypted using SSL technology
AEarn money anytime you purchase your car insurance, repay instalments on time and give referrals. Earned points will be converted to cash
How It Works
Click on “My Account” on the Zennal Website
Simply provide us with your vehicle details
State the amount you wish to borrow
Your personal details will be needed to determine your eligibility for this loan
We accept the loan amount and repayment terms
If not eligible to access loan, you will be required to make full payment to continue with your request
Get the answers you need
Our loan size ranges from about ₦5,000 to ₦500,000. Your loan offer is determined primarily by your bank account statement. So, ensure that you have consistent inflow into your account to increase your chances of accessing quick loans. Loan tenors vary per individual and are usually between 1 to 3 months. Returning customers qualify for longer tenors.
You can only have one quick loan at a time. However, you can access other available Zennal products, provided you qualify
The loan offer accepted at point of application and disbursed cannot be top-up. However, you can access a higher amount on your next application provided you pay back your loan on time.
We do not share your information with a third party. However, in case of default, we reserve the right to contact your employers, Next of Kin, report you to a credit bureau and involve a third-party collections body in an attempt to collect amount outstanding.
Once, your loan request is approved, a repayment schedule (your loan amount and interest due) is displayed on your profile for you to accept or reject. Aside this, there are no upfront payments or hidden charges on your loan
Amount due is deducted directly from your account on due date of repayment. To achieve this, you have to enable a Direct Debit Mandate as part of your approved loan acceptance procedure